At Trachyte Wealth, we provide tailored financial advice across the following areas:
- Investments
- Insurance
- Superannuation (including Self-Managed Super Funds)
- Retirement planning
- Small Business Advice
- Estate Planning
How we will help you reach your goals
We utilise a 6 step process in order to maximise your ability to achieve your goals.
1. Understand your current financial situation
We need to gather facts about where you are now in comparison to where you want to be. At your initial appointment, bringing in recent statements (e.g. superannuation, insurance, investment, and loans) will help us understand your current circumstances. If you cannot locate this information, we may ask your permission to make our own enquiries on your behalf.
2. Identify your goals
This may be as all-encompassing as “I wish to maintain my current lifestyle now and into the future”, or as straightforward as “I want to earn higher returns on my money”.
Up to this point is free of charge.
3. Identify gaps and opportunities
This is our research phase. We’ll take all the information we have, and identify gaps and opportunities for you to get closer to achieving your goals and with greater certainty.
4. Provide you with tailored recommendation
Once we have conducted our research and answered any outstanding questions we may have, we will prepare a written Statement of Advice. This comprehensive document will outline our recommendations in detail, the implications for you and more.
This document will cover a review of your existing situation, our proposed recommendations and where applicable projections of your future situation. This document will include full details of all costs incurred as well as our own fees and charges.
5. Implement recommendations for you
The execution of the advice, in line with our recommendations, is a critical step in achieving your goals. We will complete and lodge the paperwork required and make every effort to ensure the implementation process is as simple for you as can be.
Beyond simply ensuring this is done correctly, we are able to provide the benefits and circumvent the problems that can come up that you only get to know with experience. Where applicable, our professional relationships with product providers also help to streamline the process and escalate issues when something inevitably comes up which is out of the ordinary.
6. Review and revise so you keep on track
Putting a plan in place is a very big and important first step. Keeping to the plan, is often more than just a matter of being diligent.
Sometimes life throws us curve balls and we need to re-evaluate, occasionally governments make changes which move the goal posts and sometimes new options become available which help us get there sooner.
In providing a service of ongoing review, you will always have someone in your corner watching out for you. When things change, our ongoing service will help you to adjust your plan where required and adapt to make the most of the changes.
Information on this site may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.
