No we don’t like to talk about it or we simply hope it won’t happen to us, but we need to consider the ramifications if something unforeseen were to occur.
You are a fly on the wall at your own funeral. What would you wish for, (other than the obvious of not being there at all!) for those you’ve left behind? Most people’s response is no debt, enough money to educate the kids and not leave their loved ones in financial difficulty.
So why is it that most people insure their home, but not protect their most important asset which is their ability to earn money? Insurance can ensure that your family’s future is secure should you suffer a long-term injury, illness or worst case death.